Honesty and Integrity is what sets us apart from others

Pinnacle Minds Inc. DBA Certainty Pay is a direct merchant service provider for 8 of the top 10 processors in America. We can board merchants directly with First Data, Worldpay, TSYS, Elavon, and more. Unlike others, we guarantee to reduce any merchant fees by up to 50%, no matter how low they are. 

This is the most simple way to earn money. By simply referring any potential merchant to us and we will handle their statement analysis, competitive offer, excellent customer service, we handle everything from A-Z. You earn a monthly residual income for the life of the account.

We offer sophisticated payment technologies from 8 of the top 10 processors, which drastically increases your chances of boarding almost all businesses with various needs and taking advantage of the largest selection of equipment, gateways, and solutions. We achieved the highest approval rate in the industry by working with many of the top processors.

Our agent program provides you with options and flexibility to drive your earnings: 

• Competitive compensation plan with substantial revenue sharing splits
• Industry-leading payment technologies that can help acquire new merchants and increase your revenue with upsell opportunities
• Dedicated relationship manager
• 24/7, live merchant support
• Customized pricing for merchants
• Access to online merchant applications with electronic signature

We partner with associations and we enable them to pass the savings and the lowest wholesale pricing to their franchisees while also earning a revenue share from that partnership. We guarantee to save franchisees up to 50% off of their existing credit card processing fees, no matter what.

Certainty Pay offers the best merchant services for financial institutions.

• Our no-liability program provides essential services for your institution to refer your business customers to Certainty Pay for a full package of merchant services. Plan benefits include monthly residual payments for processed sales and comprehensive partner sales support.